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To PayPal or not to PayPal...

This week I have learned how to add a PayPal button onto my website.  I can choose different options for the purchase button, such as buy now, add to cart, donate etc.  PayPal does all the coding for you and you just copy and paste the code onto your web page.  After reviewing the option I have decided to include the prices for three different sizes, small, medium, large.  I also decided on set phrases that the customer can choose to be written on the sign.  I will limit the phrases to three or four options.  My concerns about accepting credit cards are; how will I know when to ship the merchandise? What happens if the customer pays with a stolen credit card?  How do I refund money back to the customer if the return the item?  Also what happens if the customer is shady and disputes the charges after receiving the goods?  I didn't know that so many questions could come up in regards to accepting credit cards for the business. 

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